Workers’ compensation benefits can be tricky for even the largest and most well-established of businesses to navigate. Not having the right proactive claims service can bring serious implications for the long-term health and well-being of your business, including the most important part—your employees. And there are plenty of hazards that bring workers’ compensation to the forefront of every workday. Consider that:
At DHW, we pride ourselves on our workers’ compensation expertise. Here are just a few ways that we help our clients:
Complete market coverage—Our marketing insurance program covers the entire marketplace, leaving no stone unturned for your own personal best-coverage option.
High-touch customer service—Our clients love knowing they can count on us to deliver. Whether we are providing workers’ comp certificates, solving complex problems, or providing claim guidance with HR solutions, we’re here to make the process as streamlined as possible. Let us handle your workers’ compensation benefits so you can focus on what matters most—your business.
OSHA, safety, and compliance—Failing to comply with safety and compliance standards is a huge risk. And no one wants to have the government knocking on their door. That’s why our workers’ compensation approach can ensure that employees have a safe environment and feel protected, all while keeping up-to-date with the latest OSHA, safety, and compliance standards.
Liability from incidents in the workplace poses significant risk to employees and employers alike. When an incident occurs, you’ll want the peace of mind to know that your business is covered, including medical care, disability, rehabilitation, or survivor benefits for your employees.
Here are a few of the most common workers’ compensation challenges that our clients rely on DHW to solve:
Workers’ compensation can be challenging, but you don’t have to go it alone! With DHW, you have a true partner who understands the ins and outs of your coverage, benefits, and challenges as an employer. No matter your industry or size, we know the importance of your workers’ compensation coverage—and what it means for the health of your business.
Two employees were involved in an auto accident in which another third party was at fault. Due to injuries suffered by the employees, the business paid an extra $60,000 in insurance premiums over the course of three years. To make matters worse, their previous insurance broker said there was no way to speed up the claims—and even said that it was impossible to recoup the extra cost.
DHW promised to get the workers’ comp claims settled and to recoup the extra cost of the premium. After just a few months’ of negotiations with the workers’ comp insurer and the third-party carrier, the claims were closed. Even better, the Experience Modification was lowered for all three affected years—and our client was able to recover $40,000 in premium costs.
Workers’ compensation has become a leading cost factor for companies of all sizes, and premiums continue to escalate in most industries. DHW will help you keep your workers’ compensation costs from spiraling out of control with our proprietary approach and personal service that helps reduce your overall total cost.
Workers’ compensation insurance is an investment in the future of your business and the well-being of your employees. Our workers’ compensation tips for employers and customized plans all come from our in-depth knowledge of how workers’ compensation benefits affect your day-to-day business—and your bottom line. DHW has the experience, knowledge, and understanding to provide the customized coverage your business needs to stay protected.