Insurance Simplified.

At DHW our mission is to help simplify your insurance needs through:

Dedication. Heart. Wisdom.

DHW has been servicing insurance needs for years. We are built on the principles of providing superior customer service and quality insurance solutions for our customers. As an independent agent, we work with the best insurance companies in the world. 

Commercial Insurance.

At DHW we understand that your business is your investment for not only you, but your employees and your community.  We are here to help simplify the insurance process while working on efficient management of your risk and its related costs.  Below are just some of the many industries that we work with.

workers compensation

real estate



professional services



non profit


Personal Insurance.

Since 1960, DHW has insured hundreds of client’s homes, vehicles, personal articles and recreation vehicles. Your home is usually the most valuable asset, we make sure you have the right coverages listed along with earthquake and flood.  The select carriers we use can offer additional coverages most homeowners don’t think about like identity theft, credit card fraud, travel coverage etc.  Let DHW simplify your insurance with discounts such as multi-policy and many more.  We also specialize in high value homes.

Auto Insurance

homeowners insurance

recreational insurance

Risk Management.

Here at DHW, we are looking to design a path for your business to thrive. We strive to build a relationship that will not only protect your assets, but to look at the bigger picture. We will analyze all avenues such as identification of exposures, risk control, claims consulting, alternatives, with recommendations and systematic planning & follow up. Several of our clients have been with us for over 30 years because we do simplify the process for our insureds and save them money while protecting their largest assets.

Employee Benefits.

DHW values it’s employees and knows our clients do as well.  Their health & well being directly and indirectly impacts your business, and no company can run without their employees!  Our resources will create or review your current benefits plan to match the needs of your business and employees.  By creating a simplified portfolio that can enhance your employee benefits management, organize wellness services and financial security plans, not only will this help your current employees, we are looking to the future so that your company has less turnover and improving recruitment.