Construction Insurance

Maximize your coverage while minimizing your risk exposure

by working with our construction specialists.

Set a foundation for success with Dedication, Heart, and Wisdom.

The construction business goes hand in hand with risk. You’re building bright, new futures for your clients and for your employees—but are you also building your internal framework for success? Are you up to date on all changes to general liability insurance for contractors? If someone is hurt on the job, are you prepared for the next steps? When it comes to construction insurance, safeguarding against risk means navigating through an industry that is often complicated, regulated, and even dangerous. And high levels of competition in the construction industry place added pressure upon companies to deliver, which can compromise safety and risk protection. Construction businesses have plenty of risks to consider, such as: 
  • Natural disasters continue to generate high levels of risk in the construction industry. In 2017 and 2018 alone, natural catastrophe losses totaled $237 billion.
  • Demand for commercial and private construction is growing. Construction spending in the United States topped $2.1 billion in 2023.
  • The U.S. has one of the largest construction markets in the world. The Mountain West, East North Central (Upper Midwest), and East South Central regions representing the highest growth.
We understand the ins and outs of the construction industry, and are well-prepared to help you build your own foundation for years of success. Here are some of the ways that we partner with our clients in the construction industry every day:  Complete market coverage—Our construction insurance programs cover the entire marketplace, leaving no stone unturned as we put together your own personal best coverage options. Residential—Building homes can be an unpredictable process, and you’ll want to ensure that you are prepared for the unexpected. Until the structure passes into the homeowner’s hands, residential construction insurance will keep your investment protected against theft, vandalism, and weather damage.  Commercial—As a commercial construction business, you have many assets to protect. Storing expensive equipment, maintaining work vehicles, completing large construction jobs, and keeping employees safe all depend upon a solid commercial construction insurance plan. We’ll get to know the ins and outs of your business (and your goals) and will construct the best policy for your needs. Specialized Industrial—Construction companies that operate in specialized industrial categories simply do not fit beneath a general construction umbrella. Let our construction insurance policy experts design a specialized industrial policy that truly fits your needs and meets your unique risk requirements. Infrastructure and Heavy Construction—Large-scale infrastructure and facilities require much more extensive engineering, production, staffing, and equipment. They also require a specific type of builders insurance to ensure that all jobs are completed with minimal risk exposure.  General Contractors—As a general contractor, you have a lot of moving parts to manage. We’ll make sure you have the right general liability insurance for contractors to ensure that you (and your subcontractors) are protected from occupational injuries such as slips, trips, and falls.  Construction Firms—Larger and smaller construction firms alike have their own unique needs when it comes to builders risk insurance. Let DHW create a plan architecture to support your business through all stages of growth, including job-specific coverage, liability, and more.

We’ve been building construction policies for more than 50 years.

It takes time, experience, and industry knowledge to create a solid construction insurance policy. And it takes Dedication, Heart, and Wisdom to craft customized, comprehensive plans that truly meet both your needs and your long-term goals.

Here are a few of the most common construction insurance challenges that our clients rely on DHW to solve:

  • Experience modification rates
  • Workers’ comp rates and costs
  • Proactive safety solutions
  • Bond requirements
  • And more

With more than 50 years of experience providing construction insurance, DHW is recognized as a “construction specialist” by some of the world’s largest insurance companies. We provide clients with a wide variety of construction services tailored to their needs. Our industry expertise ensures that clients maximize insurance coverage and minimize risk exposure—and all while improving their bottom line.

Let DHW help design a policy to meet your needs.

Our clients consistently come to us to solve even the most challenging of coverage issues within the construction industry. We put our Dedication, Heart, and Wisdom into each and every project—and it pays off for our clients. See for yourself how comprehensive risk coverage, expertly tailored risk management, and our relationship-based approach can help your construction business.

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