Risk Management

Put your business on the path to success.

We'll protect your assets and help your business thrive.

Long-term success begins with thoughtful risk management strategies.

A carefully laid-out risk management plan helps position a business for success. When the unexpected happens, you need to ensure that your business, employees, and assets are equally protected. 

But how do you know what kinds of risk to prepare for? Is your insurance plan built with your unique needs and goals in mind? Can your risk management insurance really cover multiple concerns in one policy? Answering these questions are key to ensuring your business can thrive for years to come. Consider the following:

  • Over the past five years, the demand for risk management insurance and advisory services has increased by an average of 4.7 percent each year.
  • Climate change is part of an increasing need for expert risk management, as damage increases from extreme environmental conditions such as hail, wind, flooding, and more.
  • In 2019, the biggest risk was business interruption (including supply chain vulnerability and disruption).

We understand the challenges that businesses face when it comes to preparing for and safeguarding against various forms of risk. And with DHW by your side, you can create a risk management framework that not only supports your business today, but sets you and your employees up for growth in the years to come. Take a look at some of the ways that we provide expert risk management strategies for our clients: 

Complete market coverage—Our risk management programs cover the entire marketplace, leaving no stone unturned for your own personal best-coverage option.

Employment Practices Liability (EPLI)—If an allegation of discrimination, harassment, or wrongful termination arises, how can you keep your business assets protected? An EPLI risk management policy can safeguard against lawsuits and claims, while our risk management experts can guide you through each step of the process.

General Liability—What happens when an employee or client suffers a slip, trip, or fall while on the job or on your property? Have you considered your next steps should your business be sued for slander or libel? Are you prepared to manage claims of neglect or malpractice? A comprehensive set of risk management strategies from DHW can safeguard your business’s long-term success and protect you against the unpredictable.

Directors and Officers (D&O)—Directors and officers (D&O) insurance is crucial to ensure the health and strength of your business’s infrastructure. Protect personal assets and spousal assets with a tailored risk mitigation framework for directors and officers.

Workers’ Comp—Incidents in the workplace can pose significant risk to employees and employers alike. A solid workers’ comp policy can give you the peace of mind to know that all aspects of your business are covered via medical care, disability, rehabilitation, or survivor benefits for your employees.

Auto—If your employees are driving business-specific vehicles, your auto policy should keep you fully covered for damages to employees, vehicles, and your business. Let DHW create a risk management policy that helps you prepare for the unexpected while on the road, such as collision damage, weather damage, vandalism, theft, and liability in the case of an accident.

Put more than 50 years of risk management expertise to the test.

“Risk management” is a broad term, and contains many subtleties and ever-changing variables to consider. Understanding each form of risk can be a painstaking task for any business to undertake—which is exactly why it is so important to have a trustworthy, experienced partner at your side. 

Our risk management experts will help you put a comprehensive, tailored risk mitigation plan in place so that you can spend less time worrying about risk and more time focusing on what matters most—the health of your business. Here are a few of the most common business risk management insurance challenges that our clients rely on DHW to solve:

  • Risk exposure and prevention
  • Workplace safety and compliance
  • Claims prevention and management
  • Property damage
  • Theft and vandalism

From straightforward to more complex concerns, our clients trust us time and time again to resolve their risk management concerns. We put our Dedication, Heart, and Wisdom into each and every task—and it pays off for our clients. See for yourself how comprehensive risk coverage, expertly tailored risk management, and our relationship-based approach can make a difference in your business.

Start your path to effective risk management today

Here at DHW, our risk management specialists design a customized path for your business to thrive. We strive to build a relationship that will not only protect your assets, but to look at the bigger picture. Our risk management approach analyzes all avenues, such as:

  • Identification of exposures
  • Risk control
  • Claims consulting
  • Alternatives
  • Recommendations
  • Systematic planning and follow-up

We are proud that several of our clients have been with us for over 30 years. This is because our unique approach to risk management creates a simplified process for our insureds, saving them money while simultaneously protecting their largest assets.

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